Alternatives

Best alternatives to Klarna for Shopify

Klarna — Grow your business with Klarna’s flexible payment options—pay in full, pay later or financing. Klarna gives your customers more choice at checkout,.... These are the top-rated Payments Shopify apps to consider instead of Klarna, ranked by Ecomgraph rating and review data.

10 alternatives · Payments

1

Afterpay · since 2021 · Selling products

Promote your partnership with Afterpay and drive faster checkouts with customized messaging on product and cart pages. Millenial and Gen Z customer...

2

UnumPay

Built for Shopify

Devsinc · since 2021 · Selling products

Fulfilling all your payment service requirements via a unified platform.

3

KlinKode · since 2024 · Selling products

Hide Cash on Delivery, PayPal, Stripe, Bank Deposit or any payment methods based on product, customer, location, shipping, cart amount, quantity in Shopify.

4

Koin (by Qikify) · since 2024 · Payments

Boost CR and increase repeat purchases by offering cashback and store credits with Koin - a rewards program for Shopify stores.

5

Downpay · since 2023 · Upsell and bundles

Downpay lets Shopify merchants offer deposits and pay later options for custom, made-to-order, or pre-order products. No credit checks or outside financing.

6

FINLOOP SOLUTIONS LLC · since 2017 · Selling products

Ultimate shopify buy now pay later solution! Advanced installment & pay later features. Top shopify partial payment app for maximum sales boost.

7

CCL Hide Payment Methods

Built for Shopify

CCL · since 2024 · Selling products

Hide payment methods, sort, reorder, rename them conditionally

8

TAG Apps · since 2026 · Selling products

Offer deposit, split payment, pay later, COD, partial payment

Klarna alternatives — FAQ

What is the best alternative to Klarna?
Afterpay On‑Site Messaging is the highest-rated alternative to Klarna in the Payments category, with a 3.1 rating across 50 reviews. See the full ranked list above.
Are there free alternatives to Klarna?
Some Payments apps offer free or freemium plans. Each app above links to its Ecomgraph page where you can see normalized pricing tiers and per-plan features.
How are these Klarna alternatives ranked?
Alternatives are other Payments Shopify apps ranked by Ecomgraph data — primarily average rating weighted by review count — excluding Klarna itself.
Best Klarna alternatives for Shopify (2026) | Ecomgraph